Motorcycle insurance – La Mutuelle des Motards covers the In & Motion motorcycle electronic airbag –

The Mutuelle des Motards supports the electronic motorcycle airbag In & Motion

Motorcycle insurance - La Mutuelle des Motards covers the electronic motorcycle airbag In & amp; Motion -

If the electronic motorcycle airbag constitutes a major advance for safety, its price considerably limits its democratization among bikers and scooter riders. The solution ? Coverage by an insurer, as the Mutuelle des Motards will offer in spring 2019 in partnership with In & Motion. Explanations.

This is a first: from "spring 2019", the Mutuelle des Motards will offer its policyholders the cost of the electronic deployment airbag vest In & Motion. This offer will be dedicated in priority "to the novices, young people and professionals", specifies the motorcycle insurer who will communicate "later" the details and the modalities of its participation..

  • MNC of June 11, 2018 :
  • MNC file :

"Concretely, the proposed offer could relate both to the purchase of the vest itself and to the In & motion subscription", already provides the Mutuelle des Motards, the first insurer to take such a concrete position in favor of the wearing of the electronic airbag for motorbikes or scooters.

Until now, motorcycle insurers only offered compensation for the electronic airbag as part of their equipment warranty: in other words, only its replacement in the event of a fall was covered, not its purchase. However, these very sophisticated devices are expensive, very expensive even: some exceed 1000 euros !

Hence the interest of this incentive support, which partly removes this important obstacle to the purchase of an electronic airbag. This partnership marks a convincing step forward to democratize this protective equipment with greater user comfort than a wired airbag..

An ultra-versatile airbag that deploys in 55 milliseconds

Concretely, the In & Motion airbag system takes the form of a sleeveless vest that incorporates inflatable cushions above the thorax, abdomen, spine, cervical and collarbones. It also includes an approved backbone and an electronic box that triggers deployment in "less than 55 milliseconds".

Motorcycle insurance - La Mutuelle des Motards covers the electronic motorcycle airbag In & amp; Motion -

Its main advantages are autonomy – no sensors to attach to the motorcycle or cable to connect to the rider – and versatility: unlike some of its rivals, this device from Haute-Savoie (74) fits under n ‘ any type of motorcycle jacket, leather or textile. Its "racing" version is even homologated in MotoGP !

  • MNC of June 19, 2016 : Airbag compulsory in motorcycle Grand Prix from 2018
  • MNC Live :

Its development was carried out in collaboration with the French manufacturer Ixon, which in 2016 approached the founders of In & Motion: Remi Thomas, Valentin Honore and Pierre -François Tissot. Several other equipment manufacturers are interested such as Furygan, Held, Klim and even Triumph for its . 

The price of the single vest developed with Ixon (the IX-Airbag-U03 model) is currently 399.99 euros. To this must be added the additional cost of the In & Box unit, responsible for detecting the fall. This electronic box is sold separately at a price of 399 euros – so 798.99 € the whole – or rented 12 euros per month (or 120 euros per year). 

Motorcycle insurance - La Mutuelle des Motards covers the electronic motorcycle airbag In & amp; Motion -

La Mutuelle des Motards evokes support for "both the purchase of the vest itself and the In & motion subscription", but without specifying in what proportions: 10%, 20%, 100%? Faith of MNC, this point will condition the success of the operation, and therefore that of a possible generalization of the electronic motorcycle airbag..

Towards compulsory wearing of the airbag on motorcycles ?

It should be remembered that Road Safety is actively campaigning for the wearing of the airbag on a motorcycle or scooter, defending itself for the moment from wanting to make it compulsory. The government body is content at this stage to "encourage" the manufacturers to lower their prices to popularize it..

  • MNC Live : 

But no concrete advantage is offered by the public authorities, such as a reduction in VAT on the motorcycle airbag, the effects of which would however be as incentive as the offer of the Mutuelle des Motards … inflated, no ?

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