Crime – Motorcycle theft: two-wheelers three times more stolen than cars –

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Motorcycle theft: two-wheelers three times more stolen than cars

Crime - Motorcycle theft: two-wheelers three times more stolen than cars -

The French Federation of Insurance Companies (FFSA) and the Group of Mutual Insurance Companies (GEMA) have just carried out a study on two-wheelers in France.

The French Federation of Insurance Companies (FFSA) and the Group of Mutual Insurance Companies (GEMA) have just carried out a study on two-wheelers in France.

Based on surveys conducted with their respective members in 2010, insurers show in particular that the number of two-wheelers is growing faster than that of cars, and that two-wheelers (motorcycles, scooters and cyclos) are three times more stolen as cars.

One in three motorcycles is not insured against theft

"Compared to the fleet of insured vehicles, the number of thefts is more than 3 times higher for two-wheelers than for cars", note the two organizations, even if according to the National Observatory of Delinquency "the drop in recorded thefts since 1994 is more important for two-wheelers (- 4.3% per year) than for cars (-2.7%) ".

According to figures from the FFSA and GEMA, 63% of motorcycles were insured against theft in 2010, but less than half (45%) were insured for damage to the vehicle.

4 million motorized two-wheelers in France

Motorized two-wheelers (motorcycles, scooters and mopeds) represent "8.3% of all insured vehicles", estimate the FFSA and GEMA who have also observed "a significant increase in the number of motorcycles" in recent years, in particular those under 125 (+ 6.5% in 2009 and + 4.3% in 2010). On the other hand, mopeds (scooters and mopeds less than 50 cc) are on the decline.

The fleet of motorized two-wheelers in France

  50 cm3 125 cm3 (MTL) More than 125 cm3 Total 125 and over Total two-wheelers
1994 1,608,000 284,000 460,000 744,000 2,352,000
2010 1,171,000 1,052,000 1,810,000 2,862,000 4,033,000
Evolution 2010/2009 -4.1% +4.3% +4.2% +4.2% +1.7%

If we refer to the last 15 years, "the increase in the insured fleet has been greater for two-wheelers (+ 3.4% on average per year since 1994) than for all insured cars (+2 %) ", states the study. This increase was particularly high for motorcycles with "an increase of + 8.8% on average per year over the same period", which is explained in particular by the reestablishment of the 125 equivalence for car license holders in 1996..

In 2010, motorcycles of less than 125 cm3 represented 26.1% of two-wheelers against only 12.1% in 1994. Conversely, that of mopeds decreases since "scooters and mopeds only represent 29% of both. -wheels against 68.4% in 1994 ".

"Since 1994, the circulation of two-wheelers has increased on average by + 4.6% per year (against + 1.3% for cars)", continue the FFS and GEMA, noting an increase "particularly noticeable in the area. urban ". In total, according to the National Transport and Travel Survey (ENTD), local trips made on two-wheeled vehicles represented 1.7% of the kilometers traveled in 2010.

An ever higher risk of accident

"Relative to the insured fleet, the number of injuries and fatalities is significantly higher for two-wheelers than for cars", observes the study unsurprisingly: the number of injuries per insured vehicle is "nearly 10 times higher for mopeds and 5 times for motorcycles ". As far as fatal accidents are concerned, "their number is also significantly higher for two-wheelers and in particular motorcycles which record a number of fatalities four times higher than that of cars".

In the long term, insurers note an average annual decrease in the number of injuries that is slightly more noticeable for cars (-8%) than for two-wheelers (-5.4%). On the other hand, the number of fatalities per 1000 insured vehicles fell more rapidly for motorcycles (-8.9% per year) than for cars (-5.2%), while the number of deaths on mopeds has fallen. decreased by only 2.2% per year on average over the same period.

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